Identity theft is a serious crime where your personal information—anything from your name, driver’s license, or Social Insurance Number—has been compromised by an imposter who intends to commit fraud in your name. With your Social Insurance Number, someone can easily obtain false lines of credit and rack up significant debt in your name. With a…
What is Responsible Investing?
Investment management firms that are committed to Responsible Investing will try and help clients grow wealth while advancing the Environmental, Social, and Governance (ESG) performance of publicly-traded companies. Responsible Investing seeks to generate sustainable value for investors, shareholders, for other company stakeholders and for society as a whole. This type of investing has been around…
e-Services: Improving Your Agricultural Banking Life
Sadly, Encompass Credit Union can’t control the weather, but we can help make banking easy and convenient so you can take full advantage of the good weather when it comes. Whether it’s seeding time, harvest or your cows are calving, we have a variety of electronic services that can help you get your banking done…
What is a Registered Disability Savings Plan?
The Registered Disability Savings Plan (RDSP) was designed to help people with disabilities to build long-term financial security. There are a distinct set of financial challenges that people with disabilities and their loved ones must overcome. This plan was first introduced by the Government of Canada in 2008 and makes it easier to accumulate funds…
Why Should I be Investing Regularly?
Timing the stock market is a very inexact science. For as many people that claim that they can do it well, there are just as many who have failed at it. There is another method that can allow for the possibility of financial success. This method is called Dollar Cost Averaging and involves investing a…
How to Budget For Your Next Family Vacation
No two words conjure up more joy than “family vacation”! It’s the perfect chance to sneak away from the office and pull the kids out of class for some good old family fun. Before you start checking out maps and booking your plane tickets, you need to put a plan into play. Here are the…
Shredding Event Coming to Wainwright, AB
Protecting yourself and your friends and family from fraud can be as easy as disposing safely of documents that could be used for identity theft. Encompass Credit Union is helping you with that by hosting a shredding day, May 29, 2019 in Wainwright, AB. The Spring Shredding Day will be held in the Wainwright Encompass…
The Offer, by Encompass
So, what is ‘The Offer, by Encompass’? What does a free rewards app do? Encompass Credit Union has partnered with a company to develop a smartphone app, ‘The Offer, by Encompass’. This free download from either Google Play or the Apple Store is a loyalty and rewards app for members of Encompass Credit Union. It’s…
The Old Switcheroo – Employment Scams
According to the Better Business Bureau of Canada (BBB), Canadians were scammed to the tune of $91 million dollars in 2016, up by $30 million over the previous year. The worst part is that it is believed to only be about five percent of what actually is lost to scams due to a lack of…
Who Needs Disability Insurance?
To answer a question with a question: who needs continuing income in the case they are unable to work due to a severe disability or illness? The answer to this question is: almost everyone! Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work…
