Now that you’ve had your initial burst of excitement, the nerves over your financials are starting to set in. Don’t stress, grab a seat, and let’s get down to business! Preparing for a baby is more than just setting up a nursery and packing a diaper bag. It requires a lot of financial preparation including…
Category: Products & Services
Lovin’ my Lock’N’Block
Traditionally, one of the ways fraudsters have accessed people’s accounts is by accessing their cards. When you hear about someone’s debit card being skimmed at a gas station or store, people often wonder whether it’s too risky to continue to use a debit card. Of course, it only takes a moment before I realize that…
The Best Ways to Prepare Your Finances for College
If you’re nearing the end of your high school career and heading onto bigger things, we want you to know that we’ve got you covered! Preparing for post-secondary can seem overwhelming, so we want to help you make a financial game plan for college. Familiarize Yourself with Student Loans First, talk to your parents about…
Financial Literacy – Saving and Investing (Part 3)
We’ve looked at Term Deposits and RSPs and some of the features of each that you should consider when choosing how to handle your savings and investments. Today, we’ll zero in on Tax Free Savings Accounts and how financial planners can assist you in choosing the investments that are best for you. Tax Free Savings…
Financial Literacy – Saving and Investing (Part 1)
So, you finally have more than two nickels to rub together, now what the heck should you do with it? There are a lot of options out there, and financial institutions like Encompass Credit Union, will pay you to put your money in their institution. What? They just pay you? Yep. Simple savings accounts don’t…
How to Find the Best Financing Plan For Your Next Vehicle
When you’re looking for your next car, it can be easy to accept one of the hundreds of deals flying across your screen, but these deals are usually filled with clauses and are designed to take as much money from you as possible. Before signing any contracts or shaking any hands, here are the 3…
e-Services: Improving Your Agricultural Banking Life
Sadly, Encompass Credit Union can’t control the weather, but we can help make banking easy and convenient so you can take full advantage of the good weather when it comes. Whether it’s seeding time, harvest or your cows are calving, we have a variety of electronic services that can help you get your banking done…
What is a Registered Disability Savings Plan?
The Registered Disability Savings Plan (RDSP) was designed to help people with disabilities to build long-term financial security. There are a distinct set of financial challenges that people with disabilities and their loved ones must overcome. This plan was first introduced by the Government of Canada in 2008 and makes it easier to accumulate funds…
The Offer, by Encompass
So, what is ‘The Offer, by Encompass’? What does a free rewards app do? Encompass Credit Union has partnered with a company to develop a smartphone app, ‘The Offer, by Encompass’. This free download from either Google Play or the Apple Store is a loyalty and rewards app for members of Encompass Credit Union. It’s…
Who Needs Disability Insurance?
To answer a question with a question: who needs continuing income in the case they are unable to work due to a severe disability or illness? The answer to this question is: almost everyone! Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work…
