Bryan Boyenko came to Wainwright over 13 years ago, buying and eventually building is own new Value Drug Mart pharmacy in the town of Wainwright. And since then, he’s found that the personal and exceptional service at Encompass Credit Union has been something that has kept his loyalty. Originally, his head office had to be…
Category: Products & Services
How Do I Choose the Right Credit Card?
In today’s society, credit cards are part of everyday life. Try and book a trip, a hotel, or even shopping online without one and you quickly realize that it’s a necessity. Now, if you live off the land and don’t travel, stay in hotels, or shop online, I guess you don’t need one. If you’re…
Planning for the Unexpected
In life, it’s a bit of a given that we’re going to face some rough patches. I guess that’s why they say: “Into each life a little rain must fall”. Whether it’s an unexpectedly long patch of unemployment, an injury or long term disability that keeps you from working, or even just an extraordinary number…
How to Prepare Financially with a Baby on the Way
Now that you’ve had your initial burst of excitement, the nerves over your financials are starting to set in. Don’t stress, grab a seat, and let’s get down to business! Preparing for a baby is more than just setting up a nursery and packing a diaper bag. It requires a lot of financial preparation including…
Lovin’ my Lock’N’Block
Traditionally, one of the ways fraudsters have accessed people’s accounts is by accessing their cards. When you hear about someone’s debit card being skimmed at a gas station or store, people often wonder whether it’s too risky to continue to use a debit card. Of course, it only takes a moment before I realize that…
The Best Ways to Prepare Your Finances for College
If you’re nearing the end of your high school career and heading onto bigger things, we want you to know that we’ve got you covered! Preparing for post-secondary can seem overwhelming, so we want to help you make a financial game plan for college. Familiarize Yourself with Student Loans First, talk to your parents about…
Financial Literacy – Saving and Investing (Part 3)
We’ve looked at Term Deposits and RSPs and some of the features of each that you should consider when choosing how to handle your savings and investments. Today, we’ll zero in on Tax Free Savings Accounts and how financial planners can assist you in choosing the investments that are best for you. Tax Free Savings…
Financial Literacy – Saving and Investing (Part 1)
So, you finally have more than two nickels to rub together, now what the heck should you do with it? There are a lot of options out there, and financial institutions like Encompass Credit Union, will pay you to put your money in their institution. What? They just pay you? Yep. Simple savings accounts don’t…
How to Find the Best Financing Plan For Your Next Vehicle
When you’re looking for your next car, it can be easy to accept one of the hundreds of deals flying across your screen, but these deals are usually filled with clauses and are designed to take as much money from you as possible. Before signing any contracts or shaking any hands, here are the 3…
e-Services: Improving Your Agricultural Banking Life
Sadly, Encompass Credit Union can’t control the weather, but we can help make banking easy and convenient so you can take full advantage of the good weather when it comes. Whether it’s seeding time, harvest or your cows are calving, we have a variety of electronic services that can help you get your banking done…
