Sadly, Encompass Credit Union can’t control the weather, but we can help make banking easy and convenient so you can take full advantage of the good weather when it comes. Whether it’s seeding time, harvest or your cows are calving, we have a variety of electronic services that can help you get your banking done…
Category: Products & Services
What is a Registered Disability Savings Plan?
The Registered Disability Savings Plan (RDSP) was designed to help people with disabilities to build long-term financial security. There are a distinct set of financial challenges that people with disabilities and their loved ones must overcome. This plan was first introduced by the Government of Canada in 2008 and makes it easier to accumulate funds…
The Offer, by Encompass
So, what is ‘The Offer, by Encompass’? What does a free rewards app do? Encompass Credit Union has partnered with a company to develop a smartphone app, ‘The Offer, by Encompass’. This free download from either Google Play or the Apple Store is a loyalty and rewards app for members of Encompass Credit Union. It’s…
Who Needs Disability Insurance?
To answer a question with a question: who needs continuing income in the case they are unable to work due to a severe disability or illness? The answer to this question is: almost everyone! Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work…
Why You Should Stop Putting Off Home Renovations
Spring is the season of newness when everything is blooming and feels fresh. While spring cleaning can be a great way to revive your home, sometimes renovations are in order. If you’ve been putting off your home renovations for one reason or another, here are a few reasons you should make 2019 the year for…
So You Want to Buy a Home, Now What?
Buying your first home is an exciting time for many young people and couples, but it can also be a stressful and uncertain period. If you’re planning on buying a home in the near future, here are a few factors you should consider based on your time frame. Buying a Home Within 5 Years If…
Be Fraud Smart – Use Alerts
For years, you’ve been told to protect your credit cards or debit cards and protect your PIN. It’s still good advice to keep your personal code your own, and your card firmly in your possession. Financial institutions are less likely to guarantee your funds if you share your PIN or card freely, even with family…
What are the Benefits of Purchasing a Mutual Fund?
A mutual fund is a pooled investment that allows a large number of investors to purchase a portion of a fund, which is known as a unit. These assets collected from the investors are then used by a professional money manager to purchase stocks, bonds, and other types of securities. The mutual fund’s investment objective…
Why You Need Travel Insurance
At Encompass Credit Union, our team is proud to serve rural Albertans in eight locations. We love to chat with our clients, especially about everyone’s favourite topic this time of the year: The prairie winter. Yes, we know it’s too cold outside, and many of you are planning trips to escape the chilly weather. Whether…
TFSA vs RSP: What’s Best For You?
As a new generation of Canadians begins dealing with the tricky field of finances, a common question we hear is “What kind of account should I have?” At Encompass Credit Union, we have a wide array of plans and programs for money-savvy Canadians and the most popular are TFSA and RSP accounts. Here are the…
