Wearing 5 layers of clothes? Muddy footprints by the door? Spending your morning shoveling the sidewalk? Winter is here, but that doesn’t mean you have to be! Here are just a few of the best affordable winter vacations this season. Florida Keys This chain of islands connected to the mainland gives you all the benefits…
Category: Credit Union Value
Encompass accepting community grant applications for 2020
Encompass Credit Union is currently taking applications for its Community Social Responsibility Investment Program until the end of November. The annual community grant funding allows for up to a maximum $10,000 grant for a capital project in 2020. The program was designed for larger requests that would fall outside of the usual requests from minor…
A local success story, Jay and Sam Robinson
For Jay and Sam Robinson, the local Credit Union helped them realize their dream. Over twenty-five years ago, Jay and Sam wanted to start their own business, but major financial institutions were not interested in funding them. The local Wainwright Credit Union, now Encompass Credit Union, took a chance on the entrepreneurs, and lent them…
How we can work together
Cyber defence is a team sport. Government, industry, academia, and civil society must all work together to strengthen Canada’s cyber security. Canadian cyber systems, inside and outside of government, hold valuable information that is critical to our health, our economy, and our security. Those systems are targeted by threat actors. We need to work together…
Holiday and Christmas loans, are they a good idea?
Obviously no one should try and take on debt that they cannot afford, and no one should put themselves into a hole they cannot dig themselves out of, based on their income or lifestyle. But there are times where a short-term personal loan, or a revolving line of credit is a perfect choice for upcoming…
How to protect your small business
If you’re like most small or medium businesses in Canada, the Internet is an indispensable tool to succeed in today’s digital economy. Getting online allows you to reach new customers and grow your business. And even if you don’t have a website — or a social media account — you probably depend on the Internet…
Why Does My Mutual Fund Have ETFs in it?
The line between Mutual Funds and Exchange Traded Funds (ETFs) has been blurred the past couple of years. You will now see mutual funds incorporating ETFs in order to gain exposure to a certain sector, country, or style without having to setup a new research department and hire a portfolio manager to make the decisions….
How to Prepare for Your Warm-Weather Winter Retreat
Everybody knows that Canadian winters are a brutal experience, and that’s why thousands of Canadians hang up their parkas every year to enjoy sunny locales abroad. If that sounds like you, here are just a few of the ways you can properly prepare for your winter getaway. Book Your Flight and Destinations Early You can…
How cyber threats work
October is cyber security month, so we’re going to post a series of cyber security posts on the blog this month to help readers and our members how to protect themselves a bit better from cyber threats. A cyber threat is an activity intended to compromise the security of an information system (such as a…
‘You’re not just a number’
Bryan Boyenko came to Wainwright over 13 years ago, buying and eventually building is own new Value Drug Mart pharmacy in the town of Wainwright. And since then, he’s found that the personal and exceptional service at Encompass Credit Union has been something that has kept his loyalty. Originally, his head office had to be…
