By Kelly “The angry elf” Clemmer, Encompass Marketing It’s nearly Christmas and here you are, reading a financial institution’s blog. In a year of catastrophe calendars (who had monoliths preparing for an alien invasion for December?) and so many new pandemic-related words added to the dictionary, here’s a little distraction from all things COVID on…
Author: encompassmarketing
How to Open a Bank Account Online at Encompass Credit Union
“Time is money”, or so the old saying goes. At Encompass Credit Union, we couldn’t agree more because we have the utmost respect for your time. We understand that you might be busy managing your business, taking care of your family, or just dealing with life. Although we like talking to you in person, in…
How to spot misleading info online
The case of the Misleading Meme With all the information that’s available online, it’s inevitable that some of it will be wrong. Sometimes it’s a case of inaccurate facts, sometimes it’s opinion, satire or parody, and other times, it’s a case of deliberate attempts to mislead or influence public opinion through alternative media. Either way,…
Don’t get scammed by your “friends”
Scammers use social media to initiate contact, and social engineering to get you to trust them. That’s when they strike. Just about everyone has a smart device, everything from mobile phones, to watches, camera doorbells, TVs and thermostats that ‘learn’. This “Internet of Things” can provide instant access to them to do daily functions and…
Protect yourself from job, mystery shopper scams
Have you ever wanted a new job where you can make your own hours, get paid for doing something you love, like shopping! Well, wait no more, you too can become a mystery shopper! Or, will you instead get taken by fraudsters and end up with no fancy new job, and owe money for cash…
Spooky spending for Halloween
Most people like Halloween. Some LOVE it, some not so much. If yelling at kids to get off your lawn counts, then it’s closer to 80 per cent of people love to celebrate Halloween. Upwards of $8 billion is spent annually on Halloween. Yes, billion with a B. That’s just in the US, on costumes,…
Pay yourself first
It’s a common saying but not everyone really understands what it’s about. So, I got paid, now what? What pay yourself first really means is that you can’t wait to see what you have left at the end of the month to put into savings or investing. Unless you’re really doing well (and frankly even…
Inspiring Hope for International Credit Union Day
by Ian Burns, President and Chief Executive Officer, Alberta Credit Unions Inspiring hope for a global community. It may sound like a formidable challenge, but that’s exactly what credit unions around the world strive to do every day. It’s also the theme for International Credit Union (ICU) Day, which falls on Thursday, October 15 this…
Encompass accepting community grant applications for 2021
Encompass Credit Union is accepting applications for its Community Social Responsibility Investment Program until the end of November 2020.The annual community grant funding allows for up to a maximum $10,000 grant for a capital project in 2021. The program was designed for larger requests that would fall outside of the usual requests from minor sports…
How can I help my adult children and grandchildren financially?
Wealth transfer can happen in many ways. The most inefficient and unfortunately, most common way, is transferring assets at death. When you have assets to provide enough income during your retirement years, you can start this transfer earlier. You get to see your children and grandchildren enjoy these assets, making their lives a little easier….
