At Encompass Credit Union, our team is proud to serve rural Albertans in eight locations. We love to chat with our clients, especially about everyone’s favourite topic this time of the year: The prairie winter.
Yes, we know it’s too cold outside, and many of you are planning trips to escape the chilly weather. Whether you’re running away from winter or making travel plans for summer, don’t forget to purchase a travel insurance policy to enjoy peace of mind while you’re away.
Do I Need Travel Insurance?
Yes, you do. However, we understand why you might think that you don’t need it.
Everyone knows the saying “better safe than sorry”, right? The problem is that if you apply it to every situation in your life, you may miss out on some terrific experiences because of your fears.
To a certain extent, it’s absolutely OK to take some risks. Just like when your mom tells you to take an umbrella with you on a cloudy day, but you don’t listen and then it rains.
You may argue that it is not the end of the world, and you’re right.
But when it comes to travel risks and concerns, you can’t gamble – or at least you shouldn’t. There is nothing worse than being in a foreign country with no health assistance and you have too much to lose if anything goes wrong.
What’s Covered by Travel Insurance?
Let’s say that you’re travelling to Mexico or Japan. If you’re not fluent in Spanish or Japanese, how will you communicate with your doctor in case of a medical emergency? Fortunately, our travel insurance policy includes 24/7 multilingual emergency travel assistance.
Also, Canadians travelling abroad may not be covered by their health insurance, which is another good reason to purchase travel insurance. In some countries, health care services can cost you an arm and a leg, potentially ruining your vacation.
Last but not least, life happens. Sometimes you get sick or you experience a sudden loss prior to the departure. There’s no guarantee that airline companies will waive any rescheduling fees or give your money back, but with travel insurance, you can have peace of mind.
Chasing the blues away with a winter getaway to somewhere warm? We’ve got you covered! Contact your Encompass branch and we’ll be glad to assist you with all your travel insurance needs.