Everybody knows that Canadian winters are a brutal experience, and that’s why thousands of Canadians hang up their parkas every year to enjoy sunny locales abroad. If that sounds like you, here are just a few of the ways you can properly prepare for your winter getaway. Book Your Flight and Destinations Early You can…
How cyber threats affect you
As Canadians put more of their information online, they become increasingly attractive targets for cyber threat actors. Canadians’ exposure to cyber threats increases with the growing number of Internet-connected devices, such as televisions, home appliances, thermostats, and cars. As an individual, you may be the victim of cyber fraud and extortion attempts from cybercriminals. Actors…
6 things every student needs to know
You’ve been back to school now for a few weeks and the excitement of seeing old friends, meeting new ones, and finding your way around have started to wear off. Now that student life is back in full swing, here are a few handy cyber tips to keep in mind: Don’t overshare. This includes a…
How cyber threats work
October is cyber security month, so we’re going to post a series of cyber security posts on the blog this month to help readers and our members how to protect themselves a bit better from cyber threats. A cyber threat is an activity intended to compromise the security of an information system (such as a…
‘You’re not just a number’
Bryan Boyenko came to Wainwright over 13 years ago, buying and eventually building is own new Value Drug Mart pharmacy in the town of Wainwright. And since then, he’s found that the personal and exceptional service at Encompass Credit Union has been something that has kept his loyalty. Originally, his head office had to be…
Top Five Tips for First-Time Entrepreneurs
Attempting to launch your very first startup is a daunting idea. Will it succeed? Is it a mistake? Where would you even start? You might be thinking all of these questions and more, but luckily, we’ve gathered the top five tips for first-time entrepreneurs right here. Start with Your Passion The last thing you want…
How Do I Choose the Right Credit Card?
In today’s society, credit cards are part of everyday life. Try and book a trip, a hotel, or even shopping online without one and you quickly realize that it’s a necessity. Now, if you live off the land and don’t travel, stay in hotels, or shop online, I guess you don’t need one. If you’re…
Why Do Young People Need Financial Advice?
Everyone receives advice differently. On a recent camping trip, a friend tried to tell me how to start a campfire. I did not take this advice very well. Some of us figure we are experts in everything, but this is not always the case. If lots of smoke counts as a fire, then yes, I…
Planning for the Unexpected
In life, it’s a bit of a given that we’re going to face some rough patches. I guess that’s why they say: “Into each life a little rain must fall”. Whether it’s an unexpectedly long patch of unemployment, an injury or long term disability that keeps you from working, or even just an extraordinary number…
Student Budgeting 101
So, you’ve decided to head to college, university or trade school in your near future. Now what? Back in July, we covered the best ways to prepare your finances for college. You’ve familiarized yourself with student loans, applied for scholarships and even opened your own Student Advantage account all online. You’re set right? Close. Once…
