Wearing 5 layers of clothes? Muddy footprints by the door? Spending your morning shoveling the sidewalk? Winter is here, but that doesn’t mean you have to be! Here are just a few of the best affordable winter vacations this season. Florida Keys This chain of islands connected to the mainland gives you all the benefits…
5 ways to protect your privacy on a new smart device
Whether it was on your wish list, or you gifted one to a family member, chances are someone in your household received a new device that connects to the Internet. While connected devices (also known as “smart devices”) are fun and make our lives easier, they also provide opportunities for hackers to access personal and…
Black Friday and Cyber Monday Top 10 Fraud Tips
It’s Holiday Season for the bad guys too! But not the way you might think. They go into scam-overdrive mode. Black Friday and Cyber Monday are the busiest on-line shopping days and the bad guys are planning to get rich with your money. So, here are the Top 10 Fraud Alert Tips Never click on…
November is Financial Literacy Month
It’s really easy to feel overwhelmed or bogged down by that stormy cloud that hangs over one’s head when it comes to personal finances. Most of us are not accountants, and don’t have dreams of spread sheets and flying numbers, to most of us, that sounds like a nightmare. November is financial literacy month, and…
5 Easy Ways Young Adults Can Start a Side Hustle
Everybody dreams of starting their own business and being financially independent. This is a fantastic goal that the Encompass Credit Union team is happy to help with, but there’s no better way to make your dream a reality than starting early. If you’re a young adult looking to be your own boss, here are just…
Encompass accepting community grant applications for 2020
Encompass Credit Union is currently taking applications for its Community Social Responsibility Investment Program until the end of November. The annual community grant funding allows for up to a maximum $10,000 grant for a capital project in 2020. The program was designed for larger requests that would fall outside of the usual requests from minor…
A local success story, Jay and Sam Robinson
For Jay and Sam Robinson, the local Credit Union helped them realize their dream. Over twenty-five years ago, Jay and Sam wanted to start their own business, but major financial institutions were not interested in funding them. The local Wainwright Credit Union, now Encompass Credit Union, took a chance on the entrepreneurs, and lent them…
How we can work together
Cyber defence is a team sport. Government, industry, academia, and civil society must all work together to strengthen Canada’s cyber security. Canadian cyber systems, inside and outside of government, hold valuable information that is critical to our health, our economy, and our security. Those systems are targeted by threat actors. We need to work together…
Holiday and Christmas loans, are they a good idea?
Obviously no one should try and take on debt that they cannot afford, and no one should put themselves into a hole they cannot dig themselves out of, based on their income or lifestyle. But there are times where a short-term personal loan, or a revolving line of credit is a perfect choice for upcoming…
How to protect your small business
If you’re like most small or medium businesses in Canada, the Internet is an indispensable tool to succeed in today’s digital economy. Getting online allows you to reach new customers and grow your business. And even if you don’t have a website — or a social media account — you probably depend on the Internet…
